If you’re in search of a stylish and spacious SUV that delivers impressive performance and features, the Hyundai Creta could be your perfect match. It’s one of India’s top-selling SUVs, available in various variants and engine options. However, what’s the total cost of purchasing and owning a Creta? In this article, we’ll provide you with details on the price, EMI, down payment, and interest rate for the new Creta base model E in Delhi.
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Creta Base Model E
The new Creta base model, known as the E variant, is available in both petrol and diesel versions, featuring a 1.5-liter engine producing 115 PS of power and 144 Nm of torque for the petrol version, and 115 PS of power and 250 Nm of torque for the diesel version. Both versions come with a 6-speed manual transmission.
In Delhi, the ex-showroom price for the new Creta base model E petrol is Rs. 10.87 lakh, with an on-road price of Rs. 12.39 lakh. For the new Creta base model E diesel in Delhi, the ex-showroom price is Rs. 11.91 lakh, with an on-road price of Rs. 13.88 lakh.
If you’re considering financing the new Creta base model, you’ll need to make a down payment and commit to monthly EMIs, which depend on factors like the loan amount, interest rate, and tenure. While interest rates may vary among banks, we’ve used an average rate of 9.8% for our calculations.
The table below illustrates the down payment and monthly EMI for the new Creta base Variant E in both petrol and diesel options in Delhi, based on a loan amount of 90% of the on-road price and a 60-month tenure.
| Variant | On-road Price | Loan Amount | Down Payment | Monthly EMI |
|---|---|---|---|---|
| E Petrol | Rs. 12.39 lakh | Rs. 11.15 lakh | Rs. 1.24 lakh | Rs. 23,538 |
| E Diesel | Rs. 13.88 lakh | Rs. 12.49 lakh | Rs. 1.39 lakh | Rs. 26,372 |
The table demonstrates that the monthly EMIs for the new Creta base Variant are relatively affordable, taking into account the vehicle’s features and advantages. However, it’s essential to consider additional costs like insurance, maintenance, fuel, and taxes when planning to purchase a new car.
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